Issues About your Precious Gem
One of the key characteristics of a really great diamond is its clarity. Unfortunately, the process surrounding the valuation or appraisal of diamonds is often far from clear. How much gold is really there in a pair of 18ct yellow gold diamond earrings? What issues do you need to consider before finding out the financial worth of your precious gem?
The first question might well be – why should I have my diamond appraised? Buying diamond jewellery is an investment – a romantic commitment to your future. It is also a significant financial transaction. Unlike other significant purchases like cars, there is no list price to refer to. Unless you happen to be a qualified gemologist yourself, then it is unlikely that you can accurately assess whether the sparkler you are looking at is really a quality piece.
Some people employ the services of an appraiser before purchasing a diamond. This can make the buying decision more informed. Alternatively, you may want to have an appraisal conducted to prove the diamond’s worth for insurance purposes.
Who is the Qualified Appraiser
Whatever the reason for the jewellery appraisal, the most important issue to consider is who you should approach to conduct the valuation. Sadly, this is an area where sharks are very much in the water – and you do not want to get bitten. The best advice is to go for someone who has the credentials to back up their claims that they are a qualified appraiser.
A genuine certified appraiser will be registered with an industry body such as the Gemological Association of Great Britain (Gem-A) or the Gemological Institute of America (GIA). Reputable companies and jewellers make sure that the valuations which they offer are undertaken by fully qualified valuers who are members of Gem-A and registered with the National Association of Goldsmiths. They make sure that all their diamond products come with a detailed written jewellery valuation based on the retail replacement value of the item. This will make sure that you know the worth of what you are buying and can prove it if you have to. It is hardly surprising then that with services like these, increasing numbers of people are choosing to go down this safe, secure route.
Independent Valuation Service
So what should you do to make sure you’re getting value for your money when choosing wedding rings, engagement rings, eternity rings, and other jewellery? Make sure your choice is valuated, of course.
Many diamond jewellery companies can also offer an independent valuation service, provided by Safeguard, the largest UK jewellery valuation company. These appraisers don’t sell jewellery themselves, and so have no vested interest in the outcome of the appraisal. Safeguard also includes a security marking function, providing maximum security for your jewellery.
So, when you are choosing the best 18ct yellow gold diamond earrings, carat oval diamond rings, or other jewellery, you want to avoid ending up with a real rough diamond. The message is clear – buy your diamond from a reputable company and get it valued by a qualified appraiser who can show you his accreditation. That sounds very like shopping smartly to me!
