Last updated on May 22nd, 2019 at 05:23 am

Tracking PixelThanks to Credit Karma™ for sponsoring this post.

My Credit Karma AD

My credit is important to me because a lot is dependent on my credit score and it’s important to stay on top of it and to know what everything means. Credit Karma™ gives me access to all of my financial information – bank accounts, credit cards, bills, mortgages, loans, and, of course, my credit score, all in one convenient location, all under one account, all for free. Credit Karma™ is good for my overall financial health.

 My Credit Karma

Credit Karma™ wants to put you back in control of your credit data. Did you know that your credit score is the most defining metric of your overall financial health? Your credit score is going to decide whether you’re approved for a home, car, credit card, and even an apartment – and will even be used to evaluate whether a company should hire you. With an excellent credit score, you’ll get the best interest rates and best benefits – it will save you money.

Here’s an example of what a full credit report looks like. I really like how easy the report is to read and the pie chart really helps me to see and understand my credit information.

Full_Credit_Report

I recently started using Credit Karma™ to watch my credit score because we plan on buying a house next year and I don’t want any surprises when we go to apply for a mortgage. I can attest to Credit Karma™ being truly free, and very easy to maneuver and use. I also like that I can keep track of my overall financial health while on-the-go.

Credit Karma on-the-go

With Credit Karma’s™ free credit monitoring, my credit report is monitored by Credit Karma™ on a daily basis, and I get notifications of any significant changes on my report. I’ve read that many consumers use credit monitoring as an added layer to prevent identity theft, and I’m thinking of doing the same.

A few years ago when I started tracking my credit score, I was confused by the sheer number of credit scores available; there are more than 50 FICO branded scores from the major credit bureaus. The score offered by Credit Karma™ is not an educational score – it’s a real score. And the TransUnion credit report is one of the three credit reports used to evaluate consumers when it comes to lending decisions.

I learn new things about my overall financial healthy daily, and keep an eye out for any red flags, which Credit Karma™ will alert me to first.

Credit Karma™ is a great solution for everyone and I urge you to sign up and check out the Credit Karma™ website. They offer abundant tools and resources so that I can fully understand my credit data and what impacts it — they want me to take control of my credit and finances, and they help me do just that.

This is a sponsored post written by me on behalf of the Credit Karma™

Author

Hey there, I’m Tiffany! I’m a work-at-home mom of two rambunctious children (Jasmine, 9 + Sean II, 5) and recently widowed at just 35 years old. I've remarried and currently live right outside of Baton Rouge in Denham Springs, Louisiana with two adoring cats and a dog. Let's connect on Twitter @fabulousmomblog.

4 Comments

  1. I have been meaning to try it and this is the perfect time, right? No better time than the present!

  2. After we purchased our home we realized how important it is to keep up on our credit score. Luckily it’s improved over the years and was optimal for getting our loan but I wouldn’t want anything happening to it.

  3. I’ve never even heard of this, but this is amazing – especially as we’re in the middle of a refinance and I see how important it is to correct mistakes as soon as you can. I’m definitely going to download it today!

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